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Services: Loans
The Credit Union strives to give our members the lowest possible rates consistent with sound business practice. We try our very best to service your loan needs promptly. All efforts are made to expedite your requests and to offer approvals within one day. Members should always know that the financial records and comments of our members are considered Strictly Confidential. Your privacy, reputation, and welfare are respected and protected by all Credit Union staff and officials.
We lend money for virtually any worthwhile purpose in a variety of different rates, terms and programs including:
- Personal Loans - Members may borrow up to $10K for a 60 month period using their signatures for security.
- Home Equity Loan - Here's a chance to make your home work for you; "Line-of-Credits" up to $75K and others up to $200K for your major purchases. Use them to finance a vacation, college tuition, debt consolidation, home improvement or to pay medical expenses.
- New & Used Automobile Loan - Buying a car can be a stressful experience. Coming to the credit union before you start to shop can help you relax. We have a variety of easy to manage terms and Preapproved Financing is always offered so you can negotiate your best cash deal with confidence.
- VISA Crecit Card - Carry us with you everywhere! This is one of your best membership values with a low fixed rate & no annual fee. When you use your card for cash advances, we impose no special fees and no change in the interest rate. Think about paying off your higher rate credit cards and transferring the balance to your credit union VISA! Cardholders also receive $250,000 in travel accident insurance at no cost.
- Share Secured Loan - The easiest and least expensive way to borrow. Use your Share Accounts at the credit union as collateral to borrow and at a much lower rate.
- Personal Linr-of-Credit - Much like a credit card, this type of loan program allows you to "draw on it" anytime you wish.
- Overdraft Protection - Overdraft protection is a revolving line of credit which automatically advances to cover checking account overdrafts up to $1,000.
- Student reimbursement Line-of-Credit - This loan program is designed to allow you time to complete your coursework and after, pay it down through your employer reimbursement plan.
- Optional Credit Life & Disability Insurance
If you have questions about loans, we urge you to see our office staff or contact us at 
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